Illinois FAIR Plan Association  

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MOBILE HOMES

 

Eligible for owner or non-owner occupied Dwelling Property only; rate as frame construction; apply the following additional charge per $1,000 of insurance to the policy premium.

 

Occupancy

Cook County

Remainder

of State

East St. Louis

Owner Occupied

$11.617
$8.264
$11.232

Non-Owner Occupied

$25.250
$14.685
$23.279

Personal Property
$13.389
$11.795
$13.389

 

HOMEOWNERS OPTIONAL LIABILITY COVERAGE

 

OPTIONAL LIABILITY COVERAGE
Coverage F limits indicated below are "each person" limits.

Coverage E Personal Liability

$100,000

$200,000

$300,000

Coverage F Medical Payments

$1,000

$2,000

$2,000

Premiums
incl.
$30
 $40

* Note Coverage E = Personal Liability; Coverage F = Medical Payments

 

HOMEOWNERS TOWNHOUSE OR ROWHOUSE

 

HO 2, HO 3 and HO 8 policies; premium for an eligible townhouse or rowhouse is computed by multiplying the base premium by the appropriate factor from the following table.

 

Number of Units

Protection Class

1-8

Protection Class

9 & Over

1 or 2 Family Dwelling

1 & 2

1.00
1.00

3 & 4

1.10
1.15

5 - 8
1.25
1.30

9 & Over

1.40
1.45
3 or 4 Family Dwelling

5 - 8
1.15
1.20

9 & Over

1.30
1.35

 

RESIDENTIAL MINE SUBSIDENCE

 

COVERAGES

$21.00

first $10,000 coverage

$3.09

for each additional $10,000 or fraction thereof
up to a maximum of $750,000

 

WATER BACK-UP AND SUMP OVERFLOW

 

HO 3 Policies only; $5,000 limit of liability; $250 Deductible

 

Territory
Premium Charge
Chicago, Lake and Cook Counties $325.00
Remainder of State and Southeastern Counties $325.00