Applications for the Illinois FAIR Plan Association

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ONLINE HOMEOWNER & DWELLING PROPERTY APPLICATIONS

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Homeowner HO2 and HO3 Application

Homeowner HO4 Application

Homeowner HO6 Application

Homeowner HO8 Application

Dwelling Property Application

The commercial application is not available online. Please go to Forms to print the application.

ILLINOIS FAIR PLAN REQUIREMENTS FOR (1-4 FAMILY) HOMEOWNERS & DWELLING PROPERTY COVERAGE

All applications are subject to prior underwriting approval. PRODUCERS DO NOT HAVE BINDING AUTHORITY.

HOMEOWNERS AND OWNER OCCUPIED DWELLING PROPERTY PROGRAMS

If ALL of the following is received and all eligibility requirements are met, coverage can go into effect at 12:01 AM the day following FAIR Plan receipt or a future date. Incomplete applications will be returned.

Fully completed and signed Application and Supplemental Application.
Photo of front of building (not required for HO 4 or HO 6).
Minimum of 20% of annual premium.
Replacement cost calculation (HO-2 or HO 3 only).

A survey will be completed after policy issuance to confirm underwriting requirements are met.

NON-OWNER OCCUPIED DWELLING PROPERTY

Coverage is not available until a survey of the property has been completed and coverage has been approved.

Upon receipt of completed and signed applications, the FAIR Plan will survey the property. If the risk is found acceptable, a premium quotation will be issued.

Coverage can go into effect at 12:01 AM the day following FAIR Plan receipt of the premium, or a future date.

A binder may be requested if the FAIR Plan has not issued a premium quotation or a denial of coverage within 21 days of receipt of the application.