Illinois FAIR Plan

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   Homeowners
   Dwelling Property
Earthquake
Mobile Homes
Optional Liability
    Coverage
Townhouse or
    Rowhouse
Mine Subsidence
Water Back-up &
    Sump Overflow
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MOBILE HOMES

Eligible for owner or non-owner occupied Dwelling Property only; rate as frame construction; apply the following additional charge per $1,000 of insurance to the policy premium.

Occupancy	Cook County	Remainder of State	East St. Louis
Owner Occupied	$11.617	$8.264	$11.232
Non-Owner Occupied	$25.250	$14.685	$23.279
Personal Property	$13.389	$11.795	$13.389

HOMEOWNERS OPTIONAL LIABILITY COVERAGE

OPTIONAL LIABILITY COVERAGE Coverage F limits indicated below are "each person" limits.
Coverage E Personal Liability	$100,000	$200,000	$300,000
Coverage F Medical Payments	$1,000	$2,000	$2,000
Premiums	incl.	$30	$40

* Note Coverage E = Personal Liability; Coverage F = Medical Payments

HOMEOWNERS TOWNHOUSE OR ROWHOUSE

HO 2, HO 3 and HO 8 policies; premium for an eligible townhouse or rowhouse is computed by multiplying the base premium by the appropriate factor from the following table.

Number of Units	Protection Class 1-8	Protection Class 9 & Over
1 or 2 Family Dwelling
1 & 2	1.00	1.00
3 & 4	1.10	1.15
5 - 8	1.25	1.30
9 & Over	1.40	1.45
3 or 4 Family Dwelling
5 - 8	1.15	1.20
9 & Over	1.30	1.35

RESIDENTIAL MINE SUBSIDENCE

COVERAGES
$21.00	first $10,000 coverage
$3.09	for each additional $10,000 or fraction thereof
up to a maximum of $750,000

WATER BACK-UP AND SUMP OVERFLOW

HO 3 Policies only; $5,000 limit of liability; $250 Deductible

Territory	Premium Charge
Chicago, Lake and Cook Counties	$325.00
Remainder of State and Southeastern Counties	$325.00

		Contact Us: info@illinoisfairplan.com 312.861.0385
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