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The mission
of the Illinois FAIR Plan Association is to provide basic and
affordable property insurance to applicants in Illinois
without regard to environmental hazards, providing the property is
reasonably maintained. It is understood that applicants, as well as
policyholders, are encouraged to secure insurance through a producer in
the standard market place before application to the FAIR Plan.
It is
expected that this service provided and the coverage extended by the
FAIR Plan will be comparable with the service and basic coverage
available in the standard market place.
The FAIR
Plan also is expected to educate the public on the availability of
the FAIR Plan, to encourage the revitalization of urban
neighborhoods and to participate in appropriate programs to reduce the
incidence of loss, particularly programs affecting insurance fraud and
arson.
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